About JH Crédito y Capital
Fighting for Families
After Repossession.
We started JH Crédito y Capital because we saw how many people were left without answers after losing their vehicle. Our mission is simple: fight for your rights, keep you informed, and help you move forward.
Driven by Results.
Our Story
We Started Because People Needed Help.
JH Crédito y Capital was founded in 2015 after seeing too many hard-working families lose their vehicles — and their livelihoods — without understanding their legal rights. The process was confusing, the communication from lenders was one-sided, and most people didn't know they had options.
We built this firm to change that. Our team works exclusively on vehicle repossession cases, which means we understand every angle of the process — from wrongful repo claims to financial recovery consulting — better than anyone else.
Today, we've helped over 1,200 clients across the country get answers, recover their vehicles, and restore their financial standing. We are bilingual, accessible, and built around one goal: making sure you are never left in the dark about your own case.
Talk With Our Team →Our Mission
Three Things We Believe In.
Everything we do comes back to these core commitments to every client we serve.
Your Rights Come First
Too many people don't know the protections they have under state and federal law. We make sure you understand every right you have — and we use them on your behalf.
Communication Without Chasing
You should never have to call us twice to get an update on your case. We proactively reach out with calls, emails, and updates so you're always in the loop.
Recovery That Lasts
Winning your case is just the beginning. We help clients restore their financial standing, repair financial institutions, and protect themselves from future repossession events.
Our Team
The People Behind Your Case.
Our bilingual team brings deep experience in repossession law, financial recovery consulting, and client communication.
Over 15 years of experience helping families navigate vehicle repossession cases. Jorge founded JH Crédito y Capital after personally witnessing the lack of support available to everyday consumers.
Maria oversees all active client cases, ensures timely communication, and serves as the primary point of contact for clients through every stage of the process.
David specializes in post-repossession financial consulting, helping clients review inaccurate records, dispute inaccurate records, and restore their financial standing.
Our Values
What We Stand For.
These values aren't on a poster in our office — they're in every call we make, every decision we take, and every case we handle.
Transparency
We tell you exactly where your case stands, what your options are, and what to expect — even when the news isn't what you hoped for.
Accountability
When we commit to something — a call, a deadline, an update — we follow through. Full stop.
Accessibility
We are bilingual, available, and built for the everyday person — not just those who can afford high hourly legal fees.
Results
We measure success by what we actually achieve for our clients — vehicles recovered, financial standing restored, and lives moved forward.
How It Works
A Simple Process That Respects Your Time.
Schedule a Free Consultation
Pick a time that works for you. No commitment, no pressure — just a straightforward conversation about your situation.
We Evaluate Your Case
Our team reviews the details of your repossession, identifies your legal rights, and outlines your best path forward.
We Handle It & Keep You Updated
We take action on your behalf and keep you informed at every stage so you're never left guessing.
Client Feedback
Trusted by Clients Who Needed Real Answers.
We let our results speak for themselves.
"JH Crédito y Capital treated me like a person, not just a case number. They explained everything clearly, kept me updated by text, and actually got my car back. I can't thank them enough."
"I was completely lost after my truck got repossessed. The team walked me through every step, was bilingual which helped a lot, and never made me feel judged. Incredible service."
"They kept me updated throughout the entire process. I always knew exactly what was happening with my case. Professional, responsive, and genuinely helpful."
Take the Next Step
Ready to Talk? We're Here.
If your vehicle was repossessed and you don't know where to turn, start with a free, no-pressure consultation. We'll tell you exactly where you stand.
Book Your Free Consultation →Response within 1 business day · No commitment required